---
doc_id: playbooks/landlord/tenant-risk-and-underwriting
url: /docs/playbooks/landlord/tenant-risk-and-underwriting
title: Tenant Risk and Underwriting
description: Screening, risk segmentation, and lease-structure controls for landlord operations.
jurisdiction: unknown
audience: unknown
topic_cluster: unknown
last_updated: unknown
---

# Tenant Risk and Underwriting (/docs/playbooks/landlord/tenant-risk-and-underwriting)



Direct Answer [#direct-answer]

Apply neutral, policy-based screening and compare applicants on expected risk-adjusted outcomes, not nominal rent alone. Use consistent documentation standards and auditable decisions.

Key Workstreams [#key-workstreams]

* Normalize applicant data and minimum documentation checks.
* Evaluate income stability, liquidity, and guarantor strength.
* Compare expected delinquency/turnover risk across applicants.
* Keep screening criteria consistent across protected classes.

Citations [#citations]

* Fair housing enforcement overview (NYC CCHR): [https://www.nyc.gov/site/cchr/index.page](https://www.nyc.gov/site/cchr/index.page)
* NYS Human Rights Law resources: [https://dhr.ny.gov/](https://dhr.ny.gov/)

See Also [#see-also]

* [Landlord Playbook](../landlord-playbook)
* [Leasing and Demand Operations](./leasing-and-demand-operations)
* [Fair Housing Documentation](../../compliance/fair-housing)