Tenant Risk and Underwriting

Direct Answer

Apply neutral, policy-based screening and compare applicants on expected risk-adjusted outcomes, not nominal rent alone. Use consistent documentation standards and auditable decisions.

Key Workstreams

• Normalize applicant data and minimum documentation checks.
• Evaluate income stability, liquidity, and guarantor strength.
• Compare expected delinquency/turnover risk across applicants.
• Keep screening criteria consistent across protected classes.

Citations

• Fair housing enforcement overview (NYC CCHR): https://www.nyc.gov/site/cchr/index.page
• NYS Human Rights Law resources: https://dhr.ny.gov/

See Also

• Landlord Playbook
• Leasing and Demand Operations
• Fair Housing Documentation