Cash offers eliminate financing contingency risk, appraisal risk, and lender timeline delays - they close faster and with far higher certainty. In co-op transactions, cash buyers also bypass the strictest board scrutiny around DTI ratios and lender requirements. A cash offer at a modest discount often delivers superior risk-adjusted net proceeds compared to a higher financed offer that carries meaningful collapse risk.
From the seller playbook: Filtering Buyer Pool Depth and Liquidity Silos
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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