Decide what to do with your property - before anyone sells you an answer.
Compare selling, renting, holding, refinancing, renovating, genuine direct offers, and waiting under one transparent set of assumptions.
Pre-transaction clarity, in one place
The Decision Center composes Botway’s existing seller net-proceeds, rent-vs-sell, refinance, renovation, and rental-return logic. It keeps objective outcomes separate from your priorities and tells you what information could change the answer.
Start with the facts you know
Starting numbers are unconfirmed examples until edited. Results separate calculation, property, market, and rule dates.
Financing, renovation, and scenario assumptions
Organize the result around what matters
Priorities organize timing, effort, flexibility, liquidity, and risk. They never alter modeled dollars or combine unlike periods into one dollar rank.
Have a genuine direct offer?
Add actual owner-entered terms. No synthetic quote or provider ranking will be created.
- Select the property jurisdiction.
Calculating or selecting an option does not create an Inquiry, contact a provider, or start a listing. A redacted draft stays only on this device for 30 days; direct offers and private narrative are excluded.
Important limits
- Educational planning only - not legal, tax, investment, lending, appraisal, brokerage, insurance, title, or contractor advice.
- Ranges are scenario outputs from entered assumptions, not predictions or offers.
- Confirm disclosure duties, title and lien issues, taxes, financing, market evidence, and transaction documents with qualified professionals.
Verify the underlying information
Scenario ranking, not investment, tax, appraisal, legal, lending, or personal financial advice.
What this covers
- What it answers
- Compare selling, renting, holding, refinancing, and renovating using the assumptions you enter.
- Who it is for
- Sellers and landlords alike.
- What you enter
- Property address · Estimated property value · Property type · Mortgage and other payoff · Current loan rate · Potential monthly rent · Vacancy assumption · Annual operating expenses before debt · Current monthly debt service · Monthly carrying cost during renovation
- What it does not cover
- Scenario ranking, not investment, tax, appraisal, legal, lending, or personal financial advice.
Questions about the What Should I Do With This Property?
What does the What Should I Do With This Property? do?
Compare sell now, rent or hold, refinance and hold, renovate then sell, and gathering more information using actual financial inputs plus your liquidity and management preferences.
Is the What Should I Do With This Property? free?
Yes. It is free, and you see the result without signing up.
What do I need to enter?
Property address, Estimated property value, Property type, Mortgage and other payoff, Current loan rate, Potential monthly rent, Vacancy assumption, Annual operating expenses before debt, and a few optional details. Every assumption can be changed.
How is the result calculated?
The engine composes the existing NYC net-proceeds and canonical pricing logic with rental cash flow, vacancy, loan amortization, refinance terms, appreciation, alternative return, renovation value, and disclosed non-financial adjustments.
Where does the information come from?
Botway planning assumptions - user override required for property-specific use. Last verified July 16, 2026.
Is this legal, tax, or accounting advice?
No. The result is an estimate for illustration. Check big decisions with your attorney, accountant, or a licensed broker.