Almost always - closing credits are structurally superior to price reductions. A credit satisfies the buyer's economic demand while preserving the officially recorded sale price. This is critical in co-ops where boards enforce unwritten price floors that can kill deals. A higher recorded price also protects comparable values for your neighbors and benefits the building, which boards care about deeply.
From the seller playbook: Concession Control: Credits vs. Price Reductions
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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