A strong package combines airtight financials with meticulous presentation. The buyer needs a DTI well below 30%, 12-24 months of post-closing liquidity in genuinely liquid assets, stable W-2 income, no litigation history, and a perfectly organized, mathematically consistent application. An incomplete or sloppy package - regardless of the buyer's net worth - signals disrespect to the board and frequently triggers rejection.
From the seller playbook: Board Package Strength Modeling for Co-op Sales
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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