Maintain your homeowners insurance through the closing date - do not cancel early. You remain liable for the property until title transfers. If a fire, flood, or other insured event occurs between cancellation and closing, you bear the full loss with no coverage. Notify your insurer of the sale date and request cancellation effective at close of business on closing day. Any prepaid premium will be refunded.
From the seller playbook: Insurance Coverage Transition at Sale - Seller Obligations Through Closing
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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