It depends on the discount versus the certainty premium. Cash offers eliminate financing contingency risk, appraisal risk, and typically close 2-4 weeks faster. Calculate the holding cost savings from a faster close plus the probability-weighted value of deal certainty. A 5% cash discount on a $2M property costs $100K - but if a financed offer has a 20% chance of falling through, the risk-adjusted math often favors cash.
From the seller playbook: Investor Buyer Strategy
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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