Waiting for rate drops is usually a losing strategy. Your monthly carrying costs - taxes, maintenance, insurance, and capital opportunity costs - accumulate while you wait. When rates do drop, sidelined buyers flood back, but so do competing sellers, diluting your advantage. Price for the current rate environment and consider offering mortgage rate buy-downs as a concession instead.
⚠️ UNVERIFIED: No T1/T2 source located as of 2026-08-01.
From the seller playbook: Timing the Market vs. Creating the Market
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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