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What is an installment sale and when does it make sense?

An installment sale lets you spread capital gains recognition across multiple tax years by receiving payments over time instead of a lump sum at closing. This works well when you have a large taxable gain and want to stay in a lower bracket each year. You act as the lender, which carries risk - but the tax deferral and interest income can outweigh the downsides for the right seller.

From the seller playbook: Installment Sale Structures

This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.

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