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TRID (TILA-RESPA Integrated Disclosures)

TRID is the federal mortgage disclosure framework that integrates Truth-in-Lending and RESPA disclosures into the Loan Estimate and Closing Disclosure and imposes timing and re-disclosure rules. CFPB describes the integrated forms and the requirement to provide the Closing Disclosure three business days before closing for most mortgages.

Where it applies
Federal
When it comes up
Origination → closing
Property types
Consumer mortgages (most closed-end residential)