A preliminary title report is a search of public records showing all liens, judgments, mortgages, and encumbrances against your property. Order it 4-6 weeks before listing - this gives you time to identify and resolve issues before going to market. Discovering a $30,000 judgment lien after contract signing puts you under deadline pressure and gives the buyer negotiation leverage that could have been avoided entirely.
From the seller playbook: Seller-Side Title Curative Actions - Clearing Liens, Judgments, and Encumbrances
This is general information, not legal, tax or accounting advice. Every situation is different. Talk to a licensed attorney, accountant or tax professional before you act.
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